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Personal Choice eWRAP Investment

Personal Choice eWRAP Investment consolidates all the transaction reporting from various fund managers and companies, providing you with continuous online access to consolidated account information and a single comprehensive annual tax report. Investors can now access the benefits of the Personal Choice eWRAP Investment, direct without a financial adviser by utilising our low cost transaction service.

Key Features

The table below is only a summary. Please refer to the product disclosure statement for full details.

Minimum suggested account value* $100,000
Minimum buy/sell amount
$100 per managed investment
No minimum per share
Available investment options Cash, managed investments, fixed term deposit and shares
Upfront Fee NIL through 2020
Exit Fee NIL through 2020
Admin Fees^
Account Balance Managed Funds    Shares
  Up to $100,000 0.8014% pa 0.8600% pa
  $100,000 - $250,000 0.5964% pa   0.6400% pa 
  $250,000 - $750,000 0.3075% pa  0.3300% pa 
  $750,000 - $3,000,000 0.1025% pa  0.1100% pa 
  Over $3,000,000 NIL  NIL 
  Investment fees are payable to investment managers of the managed investments in your account. Investment fees will range from 0.00% per annum to 3.22% per annum.
Share brokerage $30.80 up to $30,000
  0.11% trades greater than  $30,000
2020 Transaction Fee $11 per transaction for a buy or a sell transaction
^ Applied to the balance of your investment only and not applied to your Cash Account balance.
* You may invest with less but admin fees are charged on a balance of $100,000.


Investment Choice & Flexibility


Access over 300 wholesale and boutique managed funds, typically unavailable for investment to retail investors and at wholesale investment fees and invest in ASX listed securities. Managed investments can be purchased for as little as $100 per fund and investors can set up a Regular Buy facility for as little as $100 per month to help you reach your investment goals sooner.

Competitive Fee Structure and Fee Rebates

Personal Choice eWRAP Investment have lower administration fees than the Asgard eWRAP. In addition, administration fees are capped at $3 million. 2020 DIRECTINVEST will waive all entry and exit fees and we do not charge ongoing adviser service fees. Asgard have also negotiated management fee rebates with a number of investment managers. These rebates range up to 40% of the fund manager's fee charged and is passed on to the investor in full.

Managing your eWRAP Investment Account


Through 2020, investors can finally access a low cost wrap account that gives you full control. As your account managers, we will help you make amendments to your accounts, answer general questions and help you buy and sell investments. We offer this service via our low cost transaction only service at only $11 (incl GST) per fund or share. All orders will receive an investment confirmation for your review and approval prior to placement. For more information on transacting, please visit our eWRAP FAQ section.

Asset transfers

Transfer managed investments that you hold through another Investor Directed Portfolio Service (IDPS) provider into your eWRAP Investment account without a change in beneficial ownership (provided the assets are on the Personal Choice eWRAP Available Products List). You can also transfer shares that you already own into your eWRAP Investment account.

Margin lending

Set up an optional linked St George Margin Lending account to take advantage of the 0.40% interest rate discount available through 2020 DIRECTINVEST and gear your investments.

Why Personal Choice eWRAP?


Personal Choice eWRAP is a badged version of the award-winning Asgard eWRAP platform. Asgard has over 400,000 investors with over $37 billion in funds under management (as at September 2008) and is part of the Westpac Group.

Personal Choice Portfolio Services Pty Ltd was formed by a group of independently owned dealer groups who joined with Asgard to promote Personal Choice eWRAP Investment. In 2012, Personal Choice will be changing its name to Premium Choice. Premium Choice eWRAP Investment offers the same account features and investment menu but with a lower administration fee; Premium Choice eWRAP will remain a badged version of the Asgard eWRAP.


Apply Now

Find out more on how to apply for a Personal Choice eWRAP account. If you have an existing wrap account, find out how you can transfer to eWRAP without selling your investments.

How to Apply
Managing your eWRAP account
eWRAP FAQ

Available Investments

For a list of the available managed fund investment options available, please download the Available Investment Options list below. Alternatively, to browse and research available funds please use our custom eWRAP Find a Fund tool.
eWRAP Find a Fund

Wrap Accounts

Before you invest in a wrap account, we recommend reading "How to Choose the Best Wrap Account" by Michael Lannon to help you understand, compare and choose the best wrap account.
How to Choose the Best Wrap Account
Learn about Wrap Accounts



Fee Disclosure
2020 DIRECTINVEST may receive a percentage of the administration fee paid on Personal Choice eWRAP accounts. This is paid from the eWRAP administration fees and is NOT an additional charge to the investor. 2020 DIRECTINVEST may also receive a trailing commission of 0.30% pa on the balance of your cash account. This is paid by Asgard and is NOT an additional charge to the investor.


Personal Choice eWRAP Investment Product Disclosure Statement
Personal Choice eWRAP Investment Product Disclosure Statement
At A Glance
Available Investment Options
External St George Margin Lending - 0.40% discount
Frequently Asked Questions
How to Apply
Existing Investors: eWRAP Buy/Sell Form
More info: Managing your eWRAP account

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