|
|
|
|
|
 |
|
Personal Choice eWRAP Super & Pension account enables you to save for your retirement and the eWRAP Pension account provides you with tax-effective income in retirement. It allows you to wrap all of your investments into the one simple retirement account to help you achieve your retirement goals. Investors can now access the benefits of the Personal Choice eWRAP Super or Pension, direct without a financial adviser by utilising our low cost transaction service.
Investment Choice & Flexibility
Access over 300 wholesale and boutique managed funds, typically unavailable for investment to retail investors and at wholesale investment fees and invest in ASX listed securities.
Managed investments can be purchased for as little as $100 per fund and you have the flexibility of switching managed investments at any time, quickly and easily. There is no minimum deposit and a regular savings plan can be set up for as little as $100 per month for a disciplined approach to saving for your retirement.
Competitive Fee Structure and Fee Rebates
Personal Choice eWRAP Investment have lower administration fees than the Asgard eWRAP. In addition, administration fees are capped at $3million. 2020 DIRECTINVEST will waive all entry and exit fees and we do not charge ongoing adviser service fees.
Asgard have negotiated management fee rebates with a number of investment managers. These rebates range up to 40% of the fund manager's fee charged and is passed on to the investor in full.
Administration & Trustee Fees
|
| First $100,000 |
0.79% pa |
| Next $150,000 |
0.59% pa
|
| Next $500,000 |
0.3075% pa
|
| Next $2,250,000 |
0.1025% pa
|
| Over $3,000,000 |
NIL |
| Trustee Fee |
0.1025% pa |
| The administration fee is calculated on the combined value of managed investments and shares only. The minimum monthly administration fee is based on a balance of $100,000 |
Super Contributions
It's simple to make deposits to your super account, by you (direct or by rollover), your employer or your spouse. Contributions can be made by direct debit, BPAY or by cheque
Your employer can use Employer Online to make deposits into your eWRAP super account by direct debit, BPAY or cheque.
Transition from Super to Pension
Easy and simple to transfer from an eWRAP Superannuation Account to a tax effective eWRAP Pension Account. When you become eligible you can transfer all or part of your benefits from an existing eWRAP Super account to Pension without selling down your managed investments.
| Fee Disclosure |
| 2020 DIRECTINVEST may receive a percentage of the administration fee paid on Personal Choice eWRAP accounts. This is based on a volume bonus paid to participating dealer groups by Personal Choice Portfolio Services Pty Ltd and ranges from 0.045% -0.395%. This is paid from the eWRAP administration fees and is NOT an additional charge to the investor. 2020 DIRECTINVEST may also receive a trailing commission of 0.25% pa on the balance of your cash account. This is paid by Asgard and is NOT an additional charge to the investor. |
 | Personal Choice eWRAP Super/Pension Product Disclosure Statement |  | Personal Choice eWRAP Super/Pension Product Disclosure Statement | | At A Glance | | Available Managed Fund Options | | Available Share Options | | Frequently Asked Questions |
|
|
|
|
|
| Travel Insurance | Book travel insurance through 2020 DIRECTINVEST for a 30% discount off the premium. more info
|
|