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Rebate Offer
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2.4% (80%)
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Minimum Initial Investment
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$10,000
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Expected Close Date
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CLOSED
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The HSBC 100+ Series S&P/ASX 200 Linked Investment is a capital protected deferred purchase agreement that allows investors to gain exposure to the potential recovery of the Australian equities market. The return on the investment is linked to the performance of the S&P/ASX 200 Index subject to a minimum 0% return (returns cannot be negative) and an investment cap of no less then $0.60 per $1 invested. The actual cap will be set when the investment commences, however the indicative cap is $0.70.
The HSBC 100+ Series S&P/ASX 200 Linked Investment provides the security of 100% capital protection at maturity from HSBC Bank Australia Limited, which has an AA rating from Standard & Poor's, and an Aa3 rating from Moody’s. At maturity of the investment, the amount invested, together with any returns, will be delivered in the form of units in the SPDR S&P/ASX 200 fund, an ASX listed exchange traded fund that aims to provide returns that closely correspond to the performance of the S&P/ASX 200 Index. Alternatively, upon request the Delivery Assets can be sold on the behalf of the investor.
Key Features:
- Exposure to the performance S&P/ASX 200 index up to a maximum cap.
- 100% capital protection at maturity
- 4.5 year investment term
Assuming an investment of $100,000 and an investment cap of $0.60, the following three scenarios examine potential returns if the initial index level is 4,500:
| Ending Average Index Level |
Return Amount per $1 Invested* |
Return payable at maturity (incl original investment amount) |
| 5,439.25 |
$0.2087 |
$120,870 |
| 3,926.25 |
No investment return |
$100,000 (return of capital) |
| 8,634.60 |
$0.9188 |
$160,000 |
* Investment return calculated as follows:
Part of the HSBC Group, HSBC is one of the world’s largest banking and financial organizations. As at 30 June 2009, HSBC held assets of US$2,422 billion and with a tier one capital ratio of 10.1% and a loan to deposit ratio of 79.5% at 30 June 2009, HSBC is one of the most strongly capitalised and liquid banks in the world.
| Fee Disclosure | | 2020 DIRECTINVEST will rebate 2.4% of the 3.0% upfront comission on investments in HSBC 100+ Series S&P/ASX 200 Linked Investment in the form of a cheque. 2020 DIRECTINEST will retain 0.60% to cover costs of marketing, postage & handling and administration of this fund. No trailing comission is paid on the HSBC 100+ S&P/ASX 200 Linked Investment. |
 Lonsec Research Report |
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