As we are all only too well aware, the financial markets all over the world have been in turmoil over the past year and most investors have seen their wealth significantly eroded. The impact has been particularly severe for the listed property sector but has progressively spread to financial, industrial, mining & energy shares. It seems like there has been no place to hide as managed fund and superannuation returns have turned significantly negative. Defaults by some companies and trusts and freezing of redemptions by some mortgage and property funds have added to concerns.

Many investors naturally have questions such as:

• Are my investments still appropriate for the new economic and financial environment?
• Should I be decreasing my investments in shares and taking a more conservative approach?
• Conversely, should I be taking advantage of price falls to increase my investment in assets that have fallen in price and appear to offer good value?
• Is cash the best option even though interest rates are falling?
• Are there some particular funds I should be exiting?
• Is gearing appropriate in this environment?
• What does all this mean for my wealth creation or retirement plans?
  

Now may be a good time to have your financial portfolio and investment strategy reviewed. If you have questions regarding your portfolio, our advisers offer fee for service advice so are well placed to help you through this difficult environment. Through 2020 DIRECTINVEST Advice, investors are able to obtain fee for service financial advice from experienced financial planners. Even if you already have a financial adviser you may benefit from a second opinion.

Contact our office to arrange an introduction to one of our advisers.