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Life Insurance
Comprehensive Risk Advice Form

Life Insurance

Investment Opportunities > Life Insurance Print this page [ A ] [ A ] [ A ]

Life Insurance


  • 23% of Australian male deaths in 2000 were between ages 25 and 64*
  • Every working Australian has a 1 in 3 chance of becoming disabled for more than 3 months before turning 65**
  • More than half of all serious accidents happen outside of work, so Workers Compensation may not be available***
  • Each year approximately 350,000 new cancer cases are diagnosed****

2020 DIRECTINVEST aims to provide you with most appropriate and cost effective life insurance and personal risk cover. To do this we offer a number of options ranging from a non-advice offering (for those who know exactly what they need), to a full service, tailored comprehensive advice solution. 2020 DIRECTINVEST gives you direct access to all of the major life insurance companies in Australia with large upfront commission rebates.

Quick and Easy Cover - Zurich Ezicover

Know what you want?  2020 DIRECTINVEST now offers direct access to Zurich Ezicover. This is a do it yourself non-advice offering, allowing investors to get a quote and apply for cover online in a matter of minutes.  Zurich Ezicover is a low cost alternative for basic risk cover, including term life insurance cover up to $750,000, trauma cover up to $150,000, income protection cover up a maximum monthly benefit of $3,500, and needlestick cover up to $400,000. (If you would like a higher level of cover or are not sure about the right level of cover, it may be worth considering our Full Comprehensive Risk Advice offering which includes a 30%^ rebate on the first year’s premium.)

Click here to get a Zurich Ezicover Life Insurance quote and apply for cover online.

Full Comprehensive Risk Advice

Life insurance is a technical area. There are numerous products, policy options and features available, making it hard to know what is the best for you and your family. The full advice process revolves around a detailed, in-depth understanding of your specific situation. Once our specialist risk advisers have a thorough understanding of your needs, they will research the entire Australian market to find you the most appropriate and cost effective risk solution. Included in this service is an annual review to ensure your solution continues to be competitive in the ever changing life insurance environment. And as an added bonus, 2020 DIRECTINVEST will rebate up to 30%^ of your first year’s life insurance premium back to you in the form of a cheque.

Complete our Comprehensive Risk Advice Form to find out more.  We will respond to you within two business days.

* Australian Institute of Health and Welfare, Australia’s Health 2002
** Calculations based on data from the Institute of Actuaries (2000) Interim Report of the Disability 
   
Committee. IAAust:Sydney
*** Australian Bureau of Statistics, National Health Survey 1995
**** Australian Institute of Health and Welfare, Cancer in Australia 1998


Fee Disclosure
^30% rebate is subject to a minimum annual premium amount of $800. 2020 DIRECTINVEST may receive upfront and ongoing commissions as the adviser on your life insurance policy. These commissions are paid by the life insurer and are NOT an additional expense to the policy holder.


 

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