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Rebate Offer
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4.0% (100%)
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Minimum Initial Investment
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$1,000
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Expected Close Date
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CLOSED
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Description
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The Lifeplan Tax Minimiser Investment Bond offer taxation advantages and meet the future needs of a child.
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The Lifeplan Tax Minimiser Investment Bond and Family Bond offer investors a simple, easy and tax effective way to save and invest. Investors can choose from a range of 12 professionally managed funds and take advantage of the taxation benefits offered by investment bonds.
Taxation advantages
Lifeplan Tax Minimiser Investment and Family Bonds are referred to as 'tax paid' investments because tax is paid on the earnings of an investment by the fund manager. Investors do not need to include investment earnings in their tax return unless making a withdrawal within 10 years, in which case investors can take advantage of a special tax rebate. As another opportunity to maximise tax advantages, investors can make additional contributions of up to 125% of previous year's total contributions. Investing in the Lifeplan Investment Bonds may help investors to control the amount of tax they pay on investment income.
Choice of investment funds
By investing in Lifeplan Investment Bonds, investors are able to choose from a menu of 12 professionally managed investment funds with strategies ranging from capital guaranteed through to market linked growth funds. The Lifeplan Tax Minimiser Investment and Family Bonds provide investors with 4 multi-manager funds and 8 single manager funds and offer a wide range of different investment opportunities.
The Lifeplan Tax Minimiser Investment and Family Bonds may appeal to investors who:
- Are seeking to invest and build wealth from a choice of professional managed investment funds in a tax effective manner
- Wish to invest without increasing their personal tax liability
- Would like to make use of the wealth transfer and estate planning features of Lifeplan Tax Minimiser Investment and Family Bonds
- Pay high rates of income tax
- Have exceeded or are likly to exceed their superannuation reasonable benefit limits
- Would like to save for a specific goal - such as an additional to retirement funding, a home deposit or a wedding
- Would like to provide a child or grandchild with a nest egg to give them a helping hand at the start of their adult life.
About Lifeplan Funds Management
Lifeplan is a leading Australian specialist fund manager and provider of investment products, with total assets and funds under management of over $1.3 billion. With over 160 years of investment tradition, Lifeplan has grown to become a leading provider of tax effective Investment Bonds, Education Savings Plans and Funeral Bonds.
Update 10 May 2010
Following the merger of Australian Unity and Lifeplan in August 2009, Lifeplan has announced that the Lifeplan Tax Minimiser Investment Bond will be closed to new investors on 30 June 2010. Existing investors will be able to continue making contributions.
New investors may wish to consider their flagship Lifeplan NextGen Investments.
| Fee Disclosure | | 2020 DIRECTINVEST will rebate 100% of the 4.0% entry fee on investments in the Lifeplan Tax Minimiser Investment and Family Bonds as additional units. 2020 DIRECTINVEST may receive a trailing commission of up to 0.4% pa. This is paid by the fund manager and is NOT an additional charge to the investor.
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