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Rebate Offer
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2.0% (100%)
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Minimum Initial Investment
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$50,000
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Expected Close Date
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CLOSED
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Description
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Perpetual Protected Investments - Series 4 is a capital protected investment offer with 100% gearing available.
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Perpetual Protected Investments - Series 4 allows investors to build an investment portfolio that can be geared for growth with in-built capital protection. Investors can choose from 15 managed funds offering exposure to Australian and global equities, Chinese and other specialist Asian equities funds and global resources. Investors also have an option of borrowing from an external lender, Leveraged Equities (a subsidiary of Bendigo and Adelaide Bank).
Key Benefits
Capital protection: You can take advantage of potential market highs while being protected from the lows with access to a dynamic management strategy for protection.
Diversification: Select from a menu of managed funds across Australian and global equities, as well as other specialist asset classes such as China, Asian equities and global resources.
Manage cashflow: Administration fees are paid out of the product, meaning you won't have to find additional money during the protection period, apart from any interest payable on your loans (where you have borrowed to invest).
Tax effective structure: You own the units in the funds you select which means any capital gains and/or losses during the protection period in relation to those fund units should be directly attributed to you.
Gains Lock-in: Increase your protected amount by locking-in some of the unrealised gains.
Flexibility at end date: You are able to decide what to do with your Fund Units at the end of the six year and 11 month term.
Investment Choice
The funds available within Perpetual Protected Investments - Series 4 are:
Asset class
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Fund options
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| Australian equity |
- Ausbil Australian Active Equity Fund
- Ausbil Australian Emerging Leaders Fund
- Eley Griffiths Group – Small Companies Fund
- Perpetual Wholesale Australian Fund
- Perpetual Wholesale Concentrated Equity Fund
- Vanguard Australian Shares Index Fund
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| Global equity |
- Aberdeen International Equity Fund
- Perpetual Wholesale International Share Fund
- Platinum International Fund
- T. Rowe Price Global Equity Fund
- Vanguard International Shares Index Fund (Hedged)
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| Specialist sectors |
- BlackRock Global Allocation Fund (Class D Units) (Aust)
- Colonial First State Wholesale Global Resources Fund
- Platinum Asia Fund
- Premium China Fund
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Borrowing to invest
Investors have the option of borrowing to invest in Perpetual Protected Investments Series 4 with a Leveraged Equities Investment Loan.
The Minimum Loan Amount is $50,000 and is a full recourse loan with a number of interest rate options:
Loan options*
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Interest rate options
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Indicative interest rate*
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| Variable rate (interest paid monthly in arrears) |
9.30% |
| Fixed rate for 1 year (interest paid annually in advance) |
9.87% |
| Fixed rate for 1 year (interest paid monthly in arrears) |
9.99% |
| Fixed rate for the term (interest paid annually in advance) |
10.85% |
Fixed rate for the term (interest paid monthly in arrears)
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11.03% |
How to apply
Applications must be returned via 2020 DIRECTINVEST in order for the adviser sections to be signed and forwarded to Perpetual by the application deadline.
Please ensure you return the following:
- Photo ID: A certified copy of the Applicant’s photo ID for AML/CTF Verification (all individuals, Directors, Trustees and Guarantors).
- Perpetual Protected Investments Application Form: completed all relevant sections and signed (and witnessed if required).
- Leveraged Equities Investment Loan Application Form: If applicable and including:
- Signed copy of the Certificate of Acknowledgement by Borrower/Guarantor.
- All required income verification and other supporting documentation.
Please post the application to 2020 DIRECTINVEST:
Reply Paid 75099
Level 6, 118-120 Pacific Hwy
Greenwich NSW 2065
| Fee Disclosure | | 2020 DIRECTINVEST will rebate 100% of the 2.0% establishment fee as additional units. 2020 DIRECTINVEST may receive a 0.59% trailing commission on the loan. This is paid by the Fund Manager and is NOT an additional charge to the investor. |
Loans offered are subject to credit approval.
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