Superannuation is the most tax effective way to save money and invest your retirement savings in a low tax environment. Super is not an investment asset initself but rather an investment framework within which you can invest in many different asset classes. Superannuation provides investors access to virtually the same menu of funds available outside of super all the while being taxed at a maximum 15%.
Many people are unaware that most retail superannuation funds attract an entry fee of 4% - 5%. This entry fee is deducted by the fund manager from every contribution, regardless of whether it is a personal contribution or a contribution made by your employer.
Retail superannuation funds attract an entry fee of 4%-5% on every contribution and rollover which can reduce your superannuation balance when you retire by many thousands of dollars. 2020 DIRECTINVEST will
rebate 100% of the entry fee on virtually any listed superannuation funds in Australia.
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Super Funds with No Entry Fees
Don’t lose 5% from every superannuation contribution. 2020 rebates 100% of entry fees on personal and employer contributions to super funds. |
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Super Wrap Accounts
Invest in wholesale managed funds, ASX listed securities, term deposit options and cash through one simple retirement account. |
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Self-Managed Super Fund (SMSF)
Take control of your super and access a greater variety of direct investment options not normally available through a public offer super fund. |
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Separately Managed Accounts (SMA)
Invest in professional managed direct share portfolios while taking advantage of benefits that are associated with investing through superannuation. |
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