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Rebate Offer
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2.0% (100%)
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Minimum Initial Investment
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$10,000
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Expected Close Date
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CLOSED
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Westpac Maximiser 2 offers a choice of two investment strategies to participate in the long term capital growth of the Australian share market with the protection of capital guarantee.
Key features:
- Exposure to the performance of the S&P/ASX 200
- Choice of investment strategies to suit investor risk profiles
- 5 year investment term
- Capital growth potential
- Flexibility at maturity with option to receive a Physical Settlement or Cash Settlement.
Westpac Maximiser provides exposure to the performance of the ASX 200 through a choice of two investment strategies A or B, depending on your risk profile:
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Strategy A
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Strategy B
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Risk profile
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Conservative |
Agressive |
| Capital Protection Level |
100% at maturity*
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75% at maturity*
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| Market Participation^ |
85% - 100% |
175% - 200%
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| Performance Cap |
No cap
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100% of the index movement
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How the strategies work
Strategy A
If you invest in Strategy A and the Index is at or below its initial level on the Maturity Date you will have 100% protection of the investment amount*. There is no limit to the return you can earn from Strategy A. The strategy provides potentially lower returns than a direct share market investment but carries less risk.
Strategy B
If you invest in Strategy B and the Index is at or below its initial level on the Maturity Date, your maturity amount will be 75% of your investment amount. On the upside, the Maturity# amount is limited to 250%-275% of the investment amount depending on the Participation Rate (set on the Issue Date). The strategy provides the potential for higher returns than a direct share market investment but carries greater risks.
Westpac Maximiser may suit investors:
- Wish to diversify the investment exposure of their portfolio;
- Want to access assets with growth potential;
- Want the benefit of a level of capital protection at the Maturity Date, depending on the Strategy selected; or
- Are interested in a medium to long term investment time frame.
Flexibility at maturity
At maturity, investors can choose to receive investment returns either as cash or Delivery Assets. Delivery Assets will be in the form of fully paid shares or units in ASX listed securities, as selected by Westpac.
| Fee Disclosure | | 2020 DIRECTINVEST will rebate 100% of the 2.0% upfront commission on the Westpac Maximiser as additional units. 2020 DIRECTINVEST may receive a trailing commission of up to 0.25% pa. This trailing commission is paid by the fund manager and is NOT an additional charge to the investor. |
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