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Centuria Investment Bonds Unit-Linked

Fund Category Miscellaneous
Minimum Initial Investment $500
Expected Close Date Ongoing

Centuria Investment Bonds Unit-Linked



A Centuria Investment Bond is a tax effective savings alternative - a platform for growth with the flexibility to meet your individual goals. If you hold your Bond for more than 10 years, you pay no tax on withdrawals. Simplicity. Flexibility. Certainty.

Centuria Investment Bonds Unit-Linked options have a unit price that reflects the capital growth and income return of the underlying investments in the Bond.

Key Benefits

  • Invest tax effectively: Tax paid on the investment earnings at the company tax rate of 30%.
  • Build your wealth: Make additional contributions and retain your tax-free withdrawal position calculated from the start of your Bond, subject to not exceeding 125% of your previous year's contribution.
  • Simplicity: No administration burden (no need to complete tax returns, to keep tax records) and access your funds at any time.

Centuria Investment Bonds offer a choice of different Unit-Linked Options:

UNIT-LINKED OPTIONS

Bond

Investment Objective

Investment Strategy**

Balanced Bond

To provide investors with growth from capital appreciation and income over the long term (7-10years).
The Balanced Bond invests in a diversified portfolio of assets, including both growth securities (i.e. Australian and international shares and property) and income securities (e.g. fixed interest and cash). Exposure to property may include both direct real property investments and investments in listed and unlisted property securities.

Growth Bond

To provide investors with long term tax paid capital growth and competitive return, while controlling short term variability.
The Growth Bond invests in a diversified portfolio of assets with the majority of assets in growth assets such as Australian and international shares and property. Exposure to property may include both direct real property investments and investments in listed and unlisted property securities. The Bond will also invest in some income producing assets such as fixed interest and cash.
High Growth Bond
To provide investors with capital growth over the long term (7-10 years) through exposure to growth assets such as Australian shares, international shares and listed property securities.
The High Growth Bond invests primarily in growth assets, which include Australian shares, international shares and listed and unlisted property securities.
Australian Shares Bond
To provide investors with capital growth over the long term (7-10 years)through exposure to a diversified portfolio of Australian shares.
The Australian Shares Bond primarily invests in a diversified portfolio of Australian shares either directly or through unit trusts.

** Centuria and/or the underlying investment managers may use derivatives for hedging purposes and/or to implement the Bonds’ investment strategy. Centuria and/or the underlying investment managers will not use derivatives for gearing purposes or speculative activities.
 

INVESTMENT BOND CALCULATORCenturia's Investment Bond calculator will provide you with general illustrative examples based on specified assumptions to assist in determining the contributions you may need to make to an investment bond in order to achieve your goal. 

 

About Centuria Life

Centuria Life Limited is the issuer of Centuria Investment Bonds. Formerly Over Fifty Mutual Friendly Society, Centuria Life is a wholly owned subsidiary of Centuria Capital, an ASX-listed diversified funds manager with $2 billion in funds under management.

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