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Perpetual WealthFocus Investment Advantage

Fund Category Miscellaneous
Minimum Initial Investment $2,000
Expected Close Date Ongoing

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The Perpetual WealthFocus Investment Advantage is a new kind of investment platform with a unique tax advantage - switching between investment options can be completed without incurring capital gains tax. The Perpetual WealthFocus platform has been designed to make investing easier by providing investors with access to an extensive investment menu, consolidated reporting, online access, easy features to save you time and manage your investments more effectively.

Unique tax structure
Investors can their investment portfolio from over 70 investment options across different asset classes. The portfolio is structured based on the proportion of each investment option held in the portfolio and the value of the investment options held.

Example for a $10,000 investment
Investment Option 1 - $5,000
Investment Option 2 - $3,000 = 1 unit
Investment Option 3 - $2,000  
  • CGT-free switching. Move across investment options without triggering CGT
  • CGT-free partial withdrawals until the cost base is reduced to zero. Partial withdrawals do not incur CGT unless the withdrawal amount exceeds the cost base of the unit.
  • If the initial investment is held for more than 12 months, the CGT discount applies to all investments. Additional investments in WealthFocus Investment Advantage will not alter the acquisition date.

Other features

Current Minimum Investment Amounts
Initial investment amount $2,000
Initial investment per fund with savings plan $1,000
Additional investment per fund $1,000
Savings plan/Dollar cost averaging per fund $100
Minimum withdrawal $1,000
Minimum switches $1,000
  • Efficient investing. Time saving features such as dollar cost averaging, auto-rebalancing and regular withdrawal plan.
  • Flexible payment options with BPAY or direct debit.
  • Online access to your investment portfolio
  • Competitive and simple fee structure. Fee free switching* and 100% entry fee rebate via 2020 DIRECTINVEST.

The Perpetual WealthFocus Investment Advantage is unlike any other platform on the market with the unique tax structure backed by an ATO Product Ruling (PR 2008/62).

*Buy/sell spreads will apply on switches.

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2020 DIRECTINVEST does not charge entry Fees on the Perpetual WealthFocus Investment Advantage product. 2020 DIRECTINVEST may receive a trailing commission of up to 0.60% pa. This trailing commission is paid by the fund manager and is NOT an additional charge to the investor.

Disclaimers and other important information


Australian shares
International shares
Fixed income


Investment products

Managed Funds
Managed Accounts
Superannuation Funds
Wrap Accounts
Insurance Bonds


St George Margin Lending
BT Margin Lending
Investment Bond
Sophisticated Investor Opportunities
Self Managed Super Funds

Fund managers

Colonial First State
Perpetual Wealthfocus
BT Investment Funds
MLC Masterkey
Spectrum Super

Australian Fund Managers

Investor Education

Managed investments
Separately managed accounts
Wrap accounts


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